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A lien waiver is a legal document where a contractor or supplier surrenders their right to place a mechanic's lien on your property by signing a lien waiver the contractor or supplier affirms that they have been paid for the work and/or materials supplied for your home if you are hiring a general contractor who in turn is hiring subcontractors or buying material on your behalf you should be asking for lien waivers unfortunately it is possible and not uncommon for a homeowner to pay the general contractor and yet the subcontractors and suppliers don't get paid if this happens they have a legal right to lean your property in the end you will pay for the work twice by asking for lien waivers as the job progresses you are assured that all the workers on your project are getting paid if you want you can even secure the services of a title company a title company will take your payments and distribute them to all the companies involved in your project ensuring that your title remains clean
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